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The Ultimate Animal Crossing House Upgrades Guide (New Horizons)

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The Basics: Understanding House Upgrades

As you dive into the charming world of Animal Crossing: New Horizons, one of the most exciting aspects is upgrading your humble abode. Your journey starts with a small tent, but with a little effort and some Bells (the in-game currency), you can transform it into a beautiful home. Understanding the basics of house upgrades is crucial to make the most out of your island living experience.

The first step in this process is paying off your initial loan. When you first arrive on your deserted island, Tom Nook, the friendly raccoon, will help you set up camp and provide you with a tent. However, to upgrade from a tent to a house, you’ll need to pay off your loan of 5,000 Nook Miles. Completing various tasks and challenges on your island will earn you Nook Miles, so be sure to rack up those points!

Once you’ve paid off your first loan, Tom Nook will then offer you the opportunity to expand your house. The second loan will cost you 98,000 Bells. While it may seem like a hefty sum, fear not! You can earn Bells by catching fish, bugs, and selling fruit from your island’s trees. You can also sell items you no longer need or visit other players’ islands to find hidden treasures.

Once your house is expanded, you can start thinking about designing and customizing your living space. Furniture and decorations are key to making your house feel like a true home. You can purchase furniture from the Nook’s Cranny shop or acquire it from various other sources, such as crafting, trading with villagers, or finding it on mystery island tours.

Don’t forget about adding your personal touch to your home! With the help of wallpapers and flooring, you can create a unique atmosphere that suits your style. Whether you prefer a cozy cabin, a modern loft, or a tropical paradise, there are countless options to choose from. Visit the Able Sisters’ tailor shop to find a wide selection of wallpaper and flooring patterns.

But why stop at one room? As you continue to pay off your loans and expand your house, you’ll have the opportunity to add more rooms. This means more space to showcase your furniture collection, create themed rooms, or even set up an office for your virtual business ventures.

Now that you understand the basics of house upgrades in Animal Crossing: New Horizons, it’s time to embark on your journey to create the ultimate island home. Don’t be afraid to let your creativity shine and experiment with different designs. Your house is a reflection of your unique personality, so make it a place you love to call home!

Paying off Your First Loan: Getting Started

When you first arrive on your deserted island in Animal Crossing: New Horizons, you’ll find yourself with a simple tent as your home. While the tent is cozy and functional, you’ll soon want to upgrade to a proper house. The first step in this journey is paying off your initial loan.

To get started, you’ll need to earn 5,000 Nook Miles. Nook Miles are a special currency in the game that you can earn by completing various tasks and challenges on your island. These tasks can range from mundane activities like catching fish or bugs to more significant achievements like donating items to the museum or hosting events for your villagers.

As you complete these tasks and earn Nook Miles, head to the Resident Services and interact with the Nook Stop terminal. From there, you can redeem your Nook Miles for a loan payment. Once you’ve paid off the 5,000 Nook Miles loan, Tom Nook will inform you that you can now upgrade to a house.

To complete the loan payment, simply follow the steps at the Nook Stop terminal. You’ll be presented with the option to pay off your loan and then confirm the payment. After that, you’ll receive a notification that your loan is paid off, and Tom Nook will congratulate you on becoming a homeowner.

Now that you have a house, you’ll have more room to decorate and personalize your living space. You can start collecting furniture, rearranging items, and creating the home of your dreams. Don’t forget to visit the Nook’s Cranny shop, as it offers a variety of furniture and home decor items that you can purchase with Bells.

Earning Bells, the in-game currency, will be essential for future house upgrades and purchasing additional furnishings. You can earn Bells by selling items like fish, bugs, fruits, and even fossils. Exploiting your island’s resources and utilizing the Dodo Code system to visit other players’ islands can also be lucrative ways to accumulate Bells.

Remember, paying off your first loan is just the beginning of your house upgrade journey. As you continue to expand and improve your home, you’ll unlock new opportunities and features. So, get ready to make the most of your new house and let your creativity shine!

Expanding Your House: The Second Loan

Now that you’ve paid off your first loan and have a cozy house in Animal Crossing: New Horizons, you may start to feel the need for more space to decorate and store your growing collection of furniture and items. Luckily, Tom Nook is here to help you expand your house even further with the second loan.

Once you’re ready to tackle the second loan, head over to the Resident Services and talk to Tom Nook. He’ll provide you with the details of the loan, which amounts to 98,000 Bells. While it may seem like a hefty sum, there are several ways to earn Bells to cover the cost.

One of the simplest ways to make Bells is by selling items you no longer need. Whether it’s fish you’ve caught, bugs you’ve collected, or fruits from your island’s trees, there’s always a market for these items. Visit Nook’s Cranny and talk to Timmy and Tommy to sell your items. They will offer you a fair price for your treasures.

Another method to earn Bells is by engaging in turnip trading. Every Sunday, Daisy Mae will visit your island to sell turnips. You can then monitor the turnip prices throughout the week. If you spot a favorable selling price, you can sell your turnips for a profit. Keep an eye on the “Stalk Market” and make strategic decisions to maximize your earnings.

Island hopping is another way to make some quick Bells. Utilize the Nook Miles Tickets you earn to travel to mystery islands. On these islands, you can find valuable resources like fruit trees, flowers, and even rare fish and bugs. Take advantage of these resources by collecting and selling them when you return to your island.

If you’re feeling entrepreneurial, you can set up a little shop on your island. Designate an area where you can sell items to your fellow players or showcase rare furniture and sell it for a higher price. You can also host events like bug-catching competitions or fishing tournaments, charging an entry fee to participate and offering cool prizes.

Once you’ve accumulated enough Bells, head back to Tom Nook and talk to him about the second loan payment. Confirm the payment, and voila! Your house will undergo a delightful expansion, providing you with a larger space to unleash your creativity.

With your newly expanded house, you can now go wild with furniture placement, creating themed rooms, and designing your dream home. Keep in mind that future loans will allow you to add even more rooms to your house, so budgeting your Bells and planning your upgrades can be a worthwhile endeavor.

Expanding your house in Animal Crossing: New Horizons not only provides you with a larger canvas for your interior design skills but also unlocks new features and opportunities. So, roll up your sleeves, earn those Bells, and watch your house grow into a magnificent island retreat!

Designing Your House: Furniture and Decorations

One of the most exciting aspects of playing Animal Crossing: New Horizons is the opportunity to design and decorate your own house. With a wide range of furniture and decorations available, you can transform your living space into a personalized oasis that reflects your unique style and personality.

Acquiring furniture and decorations can be done in a variety of ways. The Nook’s Cranny shop is a great place to start, as it offers a rotating selection of furniture items that you can purchase with Bells. Visit the shop daily to see what new items are available and make sure to check the cabinet for extra furniture options.

Another way to obtain furniture is by crafting it yourself. By gathering materials from trees, rocks, and other natural resources on your island, you can use DIY recipes to create your own furniture pieces. These DIY recipes can be obtained from various sources, including your villagers, message bottles on the beach, or even balloons floating overhead.

Don’t forget to interact with your villagers regularly. They may gift you furniture items or suggest DIY recipes that you can use to create new pieces. Trading or visiting other players’ islands can also be a fantastic way to acquire new furniture and decorations. Join online communities or visit the Dodo Code Exchange to connect with fellow players and expand your collection.

When it comes to designing your house, the possibilities are endless. You can create themed rooms, such as a cozy bedroom, a trendy living room, a vibrant kitchen, or even a tranquil study. Experiment with different furniture arrangements and color palettes to bring your vision to life.

Consider matching your furniture items with complementary wallpapers and flooring to enhance the ambiance of each room. The Able Sisters’ tailor shop is a treasure trove of patterns for both wallpapers and flooring, offering a wide range of options to suit any theme or style.

Remember to consider the placement of furniture in your house. Use items like tables, shelves, and display stands to showcase your favorite collectibles, photographs, and other sentimental items. Also, don’t forget about lighting! Lamps and other light sources can add warmth and charm to any room.

As you collect more furniture and decorations, you may find yourself running out of storage space in your house. Consider investing in extra storage options like dressers or wardrobes to keep your items organized. You can also place items in your house’s storage using the inventory management feature.

With a vibrant color scheme, carefully curated furniture pieces, and creative room designs, your house in Animal Crossing: New Horizons will become a reflection of your unique style and creativity. So, let your imagination run wild and create a home that you’ll be proud to show off to your virtual neighbors!

Customizing Your House: Wallpapers and Flooring

When it comes to creating the perfect ambiance in your house in Animal Crossing: New Horizons, choosing the right wallpapers and flooring is key. By customizing these elements, you can transform your living space into a personalized sanctuary that suits your style and preferences.

The Able Sisters’ tailor shop is your go-to destination for a wide selection of wallpapers and flooring patterns. Simply visit the shop and browse through their extensive catalog. From modern designs to cozy patterns, there’s something to cater to every taste.

To purchase wallpapers and flooring, interact with the kiosk in the back of the tailor shop. The kiosk allows you to view and purchase various designs using Bells. Check back regularly, as the inventory changes daily, offering new options and themes.

Experiment with different combinations of wallpapers and flooring to create a cohesive look for each room. For example, use nature-themed wallpapers and wooden flooring for a rustic, cabin-like feel. Or, if you prefer a sleek and modern look, opt for minimalist wallpapers with sleek flooring options.

Don’t be afraid to mix and match different patterns. Animal Crossing: New Horizons offers a wide range of choices, allowing you to let your creativity roam. Play with contrasting colors and textures to create visually stimulating spaces or stick to a cohesive theme for a more harmonious and relaxing environment.

In addition to the selection at the Able Sisters’ tailor shop, keep an eye out for special wallpapers and flooring patterns that you can find while exploring mystery islands or through events happening on your island. These exclusive designs can add a unique touch to your house and make it stand out.

Remember to also factor in the lighting in each room when selecting your wallpapers and flooring. Natural lighting and the placement of windows can greatly impact the overall look and feel. Experiment with different combinations, and consider how the patterns and colors interact with the available light sources.

If you’re feeling particularly creative, you can even design your own custom patterns for wallpapers and flooring. Using the Custom Design Pro Editor on your NookPhone, let your imagination run wild and bring your dream wallpapers and flooring to life.

Customizing your house with unique wallpapers and flooring is an excellent way to express your individuality and make your living space truly yours. So, take some time to explore the options, experiment with different patterns, and create a home that reflects your style and personality in Animal Crossing: New Horizons.

Adding More Rooms: The Third Loan

As your house in Animal Crossing: New Horizons continues to evolve, you may find yourself in need of additional space to accommodate your growing collection of furniture, decorations, and personal belongings. Fear not! Tom Nook is ready to assist you with the option to add more rooms through the third loan.

Once you’ve paid off your second loan, head over to the Resident Services building and speak with Tom Nook. He’ll introduce you to the concept of adding more rooms to your house and provide you with the details of the third loan. This loan requires 198,000 Bells, so start saving up!

Earning Bells can be done in several ways. Continue using methods such as selling items you find, grow, or catch on your island. Don’t forget to check the Nook’s Cranny shop for valuable items to sell to Timmy and Tommy. Consider participating in the “stalk market” to buy and sell turnips for profit, as well as engaging in online trading with other players.

Once you have enough Bells, return to Tom Nook to discuss the third loan payment. Confirm your decision to proceed, and in a short period of time, you’ll have a brand new room added to your house. This means more space to unleash your creativity and design stunning new interiors.

With the addition of each new room, you can explore different themes and styles. Create a dedicated crafting room, an art gallery, or a luxurious bedroom with all the bells and whistles. Mix and match furniture, wallpapers, and flooring to suit each room’s purpose and create a cohesive aesthetic.

Remember to utilize the storage options available within each room to keep your inventory organized. Cabinets, dressers, and other storage furniture items can help keep clutter at bay and make it easier to find what you need. Maximizing your storage space ensures that all your beloved items have a designated spot within your house.

Expanding your house with additional rooms not only provides you with more space for decorating but also unlocks new customization features. You can even invite your friends over to show off your beautiful house and inspire them with your interior design skills.

Keep in mind that there are even more exciting upgrades awaiting you in the future. With each new loan payment, you’ll unlock further expansions and improvements to your house, granting you even more creative possibilities.

So, keep earning those Bells, pay off your third loan, and delight in the joy of adding more rooms to your ever-growing house in Animal Crossing: New Horizons!

Upgrading Your Storage Space: The Fourth Loan

In the enchanting world of Animal Crossing: New Horizons, it’s easy to get swept up in the joy of collecting furniture, clothes, and other delightful items. However, as your inventory fills up with treasures, you may find yourself in need of more storage space. That’s where the fourth loan, focusing on upgrading your storage, comes into play.

After you’ve paid off your third loan and expanded your house with additional rooms, visit the Resident Services building and talk to Tom Nook. He’ll inform you about the option to upgrade your storage space and provide you with the details of the fourth loan. This loan requires 348,000 Bells, so it’s time to start saving up!

Earning Bells can be done through various methods. Continue selling items you find, grow, or catch on your island to Timmy and Tommy at Nook’s Cranny. Take advantage of the “stalk market” and turnip trading to make a profit. You can also engage in activities like fishing tournaments, bug-catching events, or trading with other players to accumulate more Bells.

Once you’ve amassed enough Bells, return to Tom Nook and discuss the fourth loan payment. Confirm your decision to proceed, and in due time, you’ll find that your storage space has been significantly expanded. This means more room to store your furniture, clothing, fossils, and other valuable items.

Having ample storage space in your house allows you to better organize your belongings and easily find what you need. You can sort items by category or set aside space for specific collections. With more storage comes the freedom to continue collecting and hoarding items without worry.

Consider investing in storage solutions such as dressers, wardrobes, or storage cubes to keep your items neatly tucked away. Organize your storage by grouping similar items together or creating dedicated sections for different types of items. By implementing a system that works for you, you’ll be able to retrieve items efficiently and keep your storage space tidy.

As you expand your storage, you may also find it helpful to create an inventory management system. Enhance your gameplay experience by using the inventory features available on your NookPhone. Sort items, create custom item tags, or utilize the “favorites” feature to quickly access frequently used items.

With the increase in storage space, you can continue exploring the world of Animal Crossing: New Horizons with ease. Acquire new items, participate in events, and collect to your heart’s content, knowing that your expanded storage will keep everything organized and readily accessible.

Keep in mind that further upgrades and improvements await you in the future. By paying off additional loans, you’ll unlock even more features to enhance your house and island. So keep earning those Bells, upgrade your storage space, and revel in the joy of a more organized and spacious inventory!

Going Underground: The Basement Upgrade

In the delightful world of Animal Crossing: New Horizons, your house can undergo numerous transformations and upgrades. Once you’ve paid off your previous loans and expanded your house, it’s time to take it to the next level by adding a basement. The basement upgrade is an exciting opportunity to create a hidden sanctuary beneath your home.

To begin the process, visit the Resident Services building and have a chat with Tom Nook. He will introduce you to the concept of a basement and provide you with the details for the fifth and final loan. The basement upgrade comes at the cost of 2,498,000 Bells, so make sure to save up enough to cover the expense.

Earning Bells can be done through various activities on your island. Many familiar methods, such as fishing, bug catching, or fruit collection, are still viable options. Utilize the “stalk market” to maximize your profits by buying and selling turnips at the most opportune times. Take part in events and challenges to earn additional Bells.

Once you’ve gathered the necessary funds, return to Tom Nook and discuss the fifth loan payment. Confirm your decision, and after a short period, construction will commence on your basement. When the work is complete, take a trip downstairs and revel in the newfound space beneath your home.

The basement provides a blank canvas for you to get creative. Whether you envision it as a cozy lounge, a secret lair, or a showcase for your impressive collection, the possibilities are endless. Choose from a wide range of wallpapers, flooring, and furniture pieces to craft the perfect atmosphere.

Consider using wall-mounted furniture to save space and give the basement a unique aesthetic. Hang paintings, display shelves, or even create miniature interactive scenes with items like dollhouses or train sets. Unleash your imagination and transform the basement into a hidden wonderland.

Furthermore, the basement can serve as a storage area for rare or seasonal items that you may want to display infrequently. Store special event items, quirky furniture pieces, or sentimental belongings in this secluded space and surprise your visitors with your hidden treasures.

Invite friends and fellow players to visit your island and showcase your newly created basement. Whether it’s to admire your interior design skills, exchange decorating ideas, or simply have a cozy gathering, the basement can become a focal point for socializing and sharing creativity.

Once the basement is complete, you’ll have the satisfaction of knowing that your house is now a complete masterpiece. Take pride in the effort and dedication you’ve put into creating a unique and personalized space, tailored to your taste and style.

Enjoy the journey of taking your house from a simple tent to a sprawling mansion with a hidden basement. Animal Crossing: New Horizons offers endless opportunities for creativity and self-expression, and the basement upgrade is a testament to the game’s immersive and captivating world.

Customizing Your Roof and Mailbox

In Animal Crossing: New Horizons, personalizing your house goes beyond the interiors. You also have the freedom to customize the exteriors, including the roof and mailbox. These customization options allow you to add unique touches to your home and make it stand out on your island.

Let’s start with the roof. Head over to the Resident Services building and interact with the NookStop terminal. Here, you can access the customization options for your roof. Depending on your progress in the game, you may have unlocked different roof styles to choose from.

From traditional shingles to whimsical patterns, the roof customization options offer a wide range of choices to suit your style. Experiment with different colors and textures to create a roof that complements the overall theme and aesthetic of your house.

Customizing your mailbox is another fun way to add a personal touch to your home. To customize your mailbox, approach it and press the A button. You’ll be presented with a selection of designs to choose from, ranging from patterns to custom designs created using the Custom Design Pro Editor on your NookPhone.

Get creative with your mailbox design! Consider using your island theme, favorite patterns, or even designs that reflect your personality. Whether you choose a cute pattern, a flashy design, or a classic look, your personalized mailbox will be a charming addition to your home.

Customizations to your roof and mailbox may seem like small details, but they can make a significant impact on the overall appearance of your house. These simple additions can add a touch of personality and make your house feel truly unique on your island.

Don’t be afraid to experiment with different combinations of roof styles and mailbox designs. Visit other players’ islands or seek inspiration from online communities to discover exciting ideas for your own customization. Share your creations with friends and show off your inventive designs.

The ability to customize your roof and mailbox allows you to put your personal stamp on your house. Whether you prefer a cozy cottage or a modern mansion, the customization options offer endless possibilities. Let your imagination run wild, and create a home that truly represents your style and personality in Animal Crossing: New Horizons.

Getting the Most Out of Your House: Tips and Tricks

Your house in Animal Crossing: New Horizons is more than just a place to sleep and store your belongings. It’s a canvas for your creativity and a reflection of your unique style. Here are some tips and tricks to help you make the most out of your house and create a home you’ll love.

1. Experiment with Furniture Placement: Don’t be afraid to move your furniture around and try different arrangements. Play with the placement to create visually appealing compositions or maximize space utilization. Get inspiration from interior design magazines, real-life homes, or fellow players’ islands.

2. Create Themed Rooms: Dividing your house into themed rooms adds variety and character. From a cozy library to a tropical beach-inspired space, themed rooms allow you to showcase different aspects of your personality and interests. Be creative in selecting furniture, wallpapers, and flooring to bring each theme to life.

3. Utilize Custom Designs: The Custom Design Pro Editor on your NookPhone lets you create your own designs for furniture, clothing, and more. Use this feature to personalize your furniture and create unique patterns for carpets, wallpapers, and clothing items. Let your imagination run wild and make your house truly one-of-a-kind.

4. Display Collectibles: Show off your prized possessions and collectibles. Display rare fish or bugs, exhibit completed fossil collections, or showcase unique items you’ve acquired throughout your adventures. Hanger stands, shelves, and display cases are great furniture items for presenting your treasures.

5. Design Custom Paths: Create custom paths to guide your visitors through your island and lead them to your house. Path designs can be crafted using the Custom Design Pro Editor. Make your own or download designs created by other players online. Custom paths add a polished and inviting look to your island.

6. Add Seasonal Touches: Embrace the changing seasons and update your house’s decor accordingly. Swap out furniture, change wallpapers, or add seasonal items to create a festive atmosphere. Celebrate holidays by incorporating themed decorations, such as Christmas trees or pumpkin lanterns during Halloween.

7. Host Housewarming Parties: Invite your friends or visit other players’ islands to showcase your house. Host housewarming parties and exchange decorating ideas. Take inspiration from their designs while sharing yours. Sharing the joy of interior design and seeing other players’ creativity can provide a fresh perspective and inspire you in new ways.

8. Don’t Neglect the Exterior: Customize the surroundings of your house to complement its aesthetic. Plant flowers, trees, and shrubs to create a beautiful exterior backdrop. Add outdoor furniture items like benches or picnic sets to create cozy outdoor spaces. Don’t forget to place outdoor decorations to add that extra touch of charm.

9. Capture Memories with Photos: Use the in-game camera app on your NookPhone to take snapshots of your favorite house designs. Save these photos as memories or share them with friends. Capturing your house in different lighting and angles can give you new insights into its design and help you identify areas for improvement.

10. Have Fun and Be Yourself: Remember that your house is an expression of your creativity and personal style. Don’t be bound by conventions or trends – let your imagination soar. Have fun experimenting, exploring, and making your house a true reflection of your identity in the world of Animal Crossing: New Horizons.

With these tips and tricks, you’ll be well on your way to creating a house that you can truly call home. Personalize your space, surprise and inspire your visitors, and revel in the joy of designing a unique living space that reflects your style and creativity.