Introducing the ultimate guide to personal finance software for 2023! In today's digitally-driven world, managing our finances has never been easier thanks to the multitude of software available. Whether you're looking to budget, track expenses, or plan for the future, this comprehensive list showcases 13 amazing personal finance software options that are set to revolutionize the way you handle your money. Stay ahead of the game and take control of your financial journey with these innovative tools designed to make managing your finances a breeze in the coming year.
Overall Score: 8.2/10
The Microsoft 365 Personal is a 12-month subscription that offers a comprehensive suite of office apps and advanced security features. With premium Office apps like Word, Excel, and PowerPoint, you can easily create and organize your documents. It also provides 1TB of cloud storage on OneDrive, allowing you to access, edit, and share files across all your devices. The subscription includes Outlook, a secure email and calendar app, along with security tools to protect your information. With the ability to use it on multiple devices, including PCs, Macs, iPads, iPhones, and Android phones, it offers great flexibility. Despite some users finding it clunky and preferring a stand-alone version, the Microsoft 365 Personal is a popular choice for those looking for a comprehensive office suite with cloud storage.
Key Features
- Create, organize, and get things done with ease
- Premium Office apps for Word, Excel, and Power Point
- 1 TB of One Drive cloud storage for file access and sharing
- Outlook for email, calendars, to-do lists, and contacts
- Advanced security features for file protection
- Flexibility to use on multiple devices
Specifications
- Size: 4TB
Pros
- Comprehensive suite of office apps
- 1TB cloud storage on One Drive
- Advanced security features
- Flexibility to use on multiple devices
Cons
- Clunky interface for some users
- Subscription-based model
- No stand-alone offline version available
The Microsoft 365 Personal is a robust office suite with excellent features like Word, Excel, and PowerPoint, along with advanced security options. With 1TB cloud storage on OneDrive and the ability to use it across multiple devices, it provides great convenience. However, some users find the interface clunky, and the subscription-based model is not favored by all. Overall, it offers a comprehensive solution for individuals looking for a reliable office suite with cloud storage and security features.
Overall Score: 9/10
I'm Dead, Now What?: Important Information About My Belongings, Business Affairs, and Wishes is a comprehensive and well-organized journal that helps individuals prepare for the inevitable. It provides a sturdy spiral binder with thick pages to write down all the necessary information that loved ones may need after one's passing. The book covers a wide range of topics, including financial resources, accounts, house and car titles, and more. With each section well-organized and plenty of room to add personal entries, it offers a comforting way to make one's death less burdensome for estate responsibilities. Although the paper quality could be improved, this book remains an invaluable resource for organizing important details and ensuring a smoother estate settlement process.
Key Features
- Comprehensive journal for end-of-life planning
- Sturdy spiral binder with thick pages
- Well-organized sections cover a wide range of topics
- Plenty of room to add personal entries
- Makes death less burdensome for loved ones
Specifications
- Dimension: 9.30Lx0.60Wx11.50H
Pros
- Convenient and comprehensive resource
- Helps organize important details for estate settlement
- Reduces stress for loved ones during the grieving process
Cons
- Thin, coated paper makes editing difficult
- Requires potential disposal and starting over due to erasing limitations
I’m Dead, Now What? is a highly recommended resource for end-of-life planning. Its comprehensive nature and well-organized sections make it a valuable tool for organizing important information, ensuring a smoother estate settlement process for loved ones. Although the paper quality could be improved, the benefits of having all essential details in one place outweigh this minor drawback. By utilizing this journal, individuals can alleviate the stress and burden on their loved ones during an already difficult time. Overall, I’m Dead, Now What? is an indispensable resource that deserves a place in everyone’s preparations for the future.
Overall Score: 8.2/10
Microsoft Office Home & Business 2021 is a one-time purchase software that includes classic versions of Word, Excel, PowerPoint, and Outlook. It is licensed for home use and comes with Microsoft support for 60 days. It is a digital perpetual license, allowing users to transfer it to a new PC if needed. The software can be downloaded instantly from the Microsoft website. While some customers have reported issues with compatibility on Mac OS, overall, it is a reliable and essential tool for those who prefer offline office productivity software. With a customer rating of 4.1/5, it offers a range of features and improvements for users.
Key Features
- One-time purchase for 1 PC or Mac
- Includes Word, Excel, Power Point, and Outlook
- Microsoft support included for 60 days
- Licensed for home use
Specifications
- N/A
Pros
- One-time purchase with no subscription required
- Includes essential office productivity software
- Ability to transfer license to a new PC
- Reliable and legitimate digital perpetual license
Cons
- Compatibility issues reported on Mac OS
- Pricey compared to alternatives
- Difficult to find license key
- Need to purchase Home & Business version for Outlook
Microsoft Office Home & Business 2021 is a reliable and essential suite of office productivity software. It offers classic versions of Word, Excel, PowerPoint, and Outlook, making it suitable for various home and business tasks. The one-time purchase license provides peace of mind without the need for a subscription. While there have been some compatibility issues reported on Mac OS, for PC users, it is a valuable tool. The software comes with Microsoft support for 60 days, ensuring a smooth experience. Although the price may be higher compared to alternatives, the benefits of owning a perpetual license and having access to trusted office software make it worth considering.
Overall Score: 8.5/10
Finance Equations & Answers (Quick Study Academic) is a comprehensive cheat sheet for finance students and professionals. It provides a wide range of formulas and terminology in one convenient spot. The six-page guide is well-organized, easy to read, and simple to use. It is beneficial for studying, completing homework, and preparing for tests and exams. The guide covers various finance topics and is suitable for university students and financial advisors alike. While it may not replace a financial calculator, it offers a cost-effective tool for quickly accessing important information. The dimensions of the guide are 8.25L x 0.25W x 11.00H.
Key Features
- Comprehensive collection of finance formulas and terminology
- Convenient cheat sheet format
- Suitable for finance students and professionals
- Easy to read and use
- Helpful for studying and test preparation
Specifications
- Dimension: 8.25Lx0.25Wx11.00H
Pros
- Wide range of formulas and terminology in one spot
- Well-organized and easy-to-read format
- Suitable for both students and professionals
- Cost-effective tool for quick reference
Cons
- Lacks example problems for better visualization
- Font size could be larger for easier readability
Finance Equations & Answers (Quick Study Academic) is a valuable resource for finance students and professionals. It offers a comprehensive collection of formulas and terminology in a convenient cheat sheet format. While it may not provide example problems, it serves as a helpful tool for studying, completing assignments, and preparing for tests and exams. The guide’s dimensions make it portable and easy to carry. The feedback from customers has been positive, with many finding it beneficial, especially for quick reference. However, some users have suggested including larger font size for easier readability. Overall, this guide is highly recommended for anyone in the finance industry.
Overall Score: 8.5/10
The Revlon Face Roller is a 2-in-1 skincare tool that helps control oily skin and absorbs excess oil instantly. Made of real volcanic stone, this face roller provides a mini facial massage, leaving your skin feeling refreshed and matte. It is easy to use by simply rolling the roller ball over your T-zone or any shiny areas of your face. Unlike blotting papers, this oil-absorbing roller is reusable, making it a more sustainable option. The roller is easy to clean and maintain. With Revlon's quality beauty tools and bold color makeup, you can confidently take control of your oily skin. The Revlon Face Roller is a must-have for on-the-go mini massages and oil control.
Key Features
- Made of real volcanic stone for instant oil absorption
- Provides a mini facial massage for oily and acne-prone skin
- Easy to use by rolling the roller ball over shiny areas
- Reusable and less wasteful than blotting papers
- High-quality beauty tool that elevates your skincare routine
Specifications
- Color: Black
- Dimension: 2.91Lx1.49Wx5.75H
- Size: 1 Count (Pack of 1)
Pros
- Instantly absorbs excess oil
- Leaves skin feeling refreshed and matte
- Doesn't remove makeup
- Reusable and easy to clean
- Compact and travel-friendly design
- Great alternative to blotting papers
Cons
- May not work as well on larger areas
- Squeaks during use
- May require multiple uses for very oily skin
- Can be difficult to use in certain areas
The Revlon Face Roller is a game-changer for individuals with oily skin. Its volcanic stone material allows for instant oil absorption, leaving your skin shine-free and fresh. The 2-in-1 design provides a soothing facial massage, promoting relaxation and rejuvenation. Unlike disposable blotting papers, this roller is reusable, reducing waste and saving money in the long run. While some users prefer blotting papers for larger areas, the Revlon Face Roller excels at targeting specific oily spots like the T-zone. Its compact size makes it ideal for on-the-go use. With easy maintenance and a durable build, this face roller is a must-have addition to any skincare routine. Say goodbye to excess oil and hello to a matte, flawless complexion with the Revlon Face Roller.
Overall Score: 7/10
Quicken 2015 For Dummies is a comprehensive guide for beginners and intermediate users of the Quicken software. This resource provides concise and practical information on how to navigate and utilize various features of the program. While it may not completely replace the primary Quicken book, it serves as a valuable supplementary resource. The book covers a range of topics, including tips and tricks, and offers multiple ways to accomplish tasks. However, some users have reported that the print quality is poor and the images appear blurry. Additionally, Mac users have expressed disappointment with the lack of information specifically tailored to their operating system. Overall, Quicken 2015 For Dummies is a helpful resource for those looking to enhance their understanding of Quicken.
Key Features
- Comprehensive guide for beginners and intermediate users
- Covers tips and tricks for Quicken software
- Offers multiple ways to accomplish tasks
- Accessible and easy to understand
- Part of the Dummy Book series
Specifications
- N/A
Pros
- Concise and practical information
- Valuable supplementary resource
- Covers various topics and offers multiple approaches
Cons
- Poor print quality with blurry images
- Lacks specific information for Mac users
Quicken 2015 For Dummies serves as a comprehensive guide for both beginners and intermediate users of the Quicken software. While it may not fully replace the primary Quicken book, it offers valuable insights and tips for navigating and utilizing the program. The book is easy to understand and covers a range of topics, making it a helpful resource for those looking to enhance their understanding of Quicken. However, it is important to note that Mac users may find the lack of tailored information disappointing, and some users have reported poor print quality with blurry images. Overall, Quicken 2015 For Dummies is a worthwhile resource for individuals seeking to expand their knowledge of Quicken.
Overall Score: 7.5/10
Personal Care Relief is a 7-piece set of personal care devices designed to provide relief from pain and discomfort. It includes various tools such as an ice pack, boo freeze, and ultrasound gel to cater to different needs. The product has received positive customer reviews for its practicality and effectiveness. However, some users have expressed concerns about missing items and lower quality compared to other models. The unit is easy to use and can be instrumental in therapy for injuries and aches. Overall, it is a good option for home-based personal care therapy.
Key Features
- 7-piece set for personal care relief
- Includes ice pack, boo freeze, and ultrasound gel
- Practical and effective for home use
- Instrumental in therapy for injuries
- Easy to use
Specifications
- Size: 7 Piece Set
Pros
- Practical and effective for home use
- Instrumental in therapy for injuries
- Easy to use
Cons
- Missing items in some deliveries
- Lower quality compared to other models
Personal Care Relief offers a convenient solution for personal care therapy at home. With its 7-piece set, it provides various tools to address different pain and discomfort needs. While some users have reported missing items and lower quality compared to other models, the product still showcases positive attributes such as practicality and effectiveness. It has received good ratings overall and can be considered a reliable option for those seeking personal care relief at home.
Overall Score: 8/10
Personal Finance For Teens And College Students: 101 Money Secrets You Wish You Learned In High School is a comprehensive guide to help young people navigate the world of personal finance. Written in an engaging and accessible manner, this book covers a wide range of topics including saving, investing, budgeting, and avoiding common financial pitfalls. With practical advice and real-life examples, it aims to equip teens with the necessary knowledge and skills to make informed financial decisions. While some readers find the writing style a bit choppy and overly negative, many appreciate the valuable information and actionable advice provided. Overall, it serves as an excellent resource for teenagers and young adults looking to gain financial literacy.
Key Features
- Comprehensive guide for teens and college students
- Covers a wide range of personal finance topics
- Practical advice and real-life examples
- Engaging and accessible writing style
Specifications
- Dimension: 5.50Lx0.41Wx8.50H
Pros
- Valuable information and actionable advice
- Practical guidance for financial decision-making
- Suitable for both teenagers and young adults
Cons
- Choppy writing style
- Overly negative tone
- Lack of specific details and high-level information
Personal Finance For Teens And College Students: 101 Money Secrets You Wish You Learned In High School is a valuable resource for young people seeking to improve their financial literacy. While the writing style may not be for everyone and some aspects could be further developed, the book offers practical advice and covers a wide range of important topics. It is particularly useful for teenagers and young adults who want to gain a better understanding of personal finance and make informed financial decisions. Overall, this book serves as a stepping stone towards financial independence and a healthier financial future.
Overall Score: 6.4/10
MY SOFTWARE – INVOICES is a software designed to assist in creating invoices. While it lacks a summary report, it offers a simple and functional solution for small businesses. The interface design may appear outdated, reminiscent of programs from the 90s, lacking any wow factor for customers. However, if you prioritize functionality over aesthetics, this software could meet your needs. Overall, MY SOFTWARE – INVOICES provides an efficient invoicing solution, despite its limited options for invoice styles.
Key Features
- Invoicing software
- Simple and functional solution
- Efficient invoicing
- Limited invoice style options
Specifications
Pros
- Offers a simple and functional invoicing solution
- Efficient invoicing process
Cons
- Lacks a summary report
- Outdated interface design
MY SOFTWARE – INVOICES provides a practical invoicing solution, ideal for small businesses. While it may not impress customers with its interface design, it efficiently handles invoicing needs. The software’s simplicity and functionality make it a suitable choice for those seeking a straightforward invoicing solution.
Overall Score: 8.5/10
MAJESTIC PURE Himalayan Salt Body Scrub with Lychee Oil is a natural and highly effective solution for exfoliating and moisturizing your skin. Made with 100% pure and natural ingredients, this scrub helps to remove dead cells, toxins, and dirt, leaving your skin toned and smooth. The easy scoop feature allows you to use the desired amount whenever you need it. With its high-quality formulation, this body scrub is perfect for various self-care, aromatherapy, and gifting needs. It is also cruelty-free and made in the USA. However, be cautious when using it on sensitive areas and ensure proper rinsing.
Key Features
- 100% Pure and Natural
- Go-to Scrub for Skincare
- Easy Exfoliation
- Easy to Scoop for Desired Amount
- High Quality for Ultimate Care
- Cruelty-Free, Made in USA
Specifications
- Dimension: 4.00Lx3.00Wx3.00H
- Size: 10 Fl Oz (Pack of 1)
Pros
- 100% pure and natural ingredients
- Removes dead cells and toxins
- Leaves skin toned and smooth
- Easy to use and scoop desired amount
- High-quality formulation
- Cruelty-free and made in the USA
Cons
- May dissolve quickly
- Smell is not as great as expected
- Container may be smaller than anticipated
- Can be too rough for sensitive skin
- Leaves an oily film
MAJESTIC PURE Himalayan Salt Body Scrub with Lychee Oil is a highly effective exfoliating and moisturizing scrub, perfect for rejuvenating your skin. Its 100% natural and quality ingredients are a major plus, ensuring that you are giving your skin the best care possible. While there may be some minor drawbacks, such as the scent not meeting expectations and the scrub being too rough for sensitive skin, overall, it provides excellent results. Keep in mind its potential quick dissolution and the need to thoroughly rinse to avoid any oily film. If you’re looking for a luxurious and powerful body scrub, this product is definitely worth considering.
Overall Score: 6.5/10
Quicken Deluxe for New Subscribers is a financial management software that provides a consolidated view of your financial accounts. You can create a 12-month budget with customizable goals, automatically categorize expenses, conveniently track bills, and see how to pay off loans faster. It also offers the ability to access Quicken on multiple devices and on the go with a free web and mobile app. However, some users have expressed disappointment in the product and its customer support. Despite that, existing customers have found it useful and easy to use. Quicken Deluxe for New Subscribers has received a customer rating of 3.3/5.
Key Features
- Consolidated view of financial accounts
- Customizable 12-month budget
- Automatic expense categorization
- Convenient bill tracking
- Loan payment tracking
- Access on multiple devices
Specifications
Pros
- Easy to use for bank account and financial statements
- Works for existing customers
Cons
- Disappointing for former Quicken users
- Issues with customer support
- Some users faced compatibility and download problems
Quicken Deluxe for New Subscribers offers convenient financial management features and is particularly useful for existing customers. However, former Quicken users may find it disappointing compared to previous versions. Some users have encountered issues with customer support and compatibility. While it has its drawbacks, the software has still proven useful for many users. It has received a customer rating of 3.3/5.
Overall Score: 8/10
Norton 360 Deluxe 2023 is an antivirus software that provides ongoing protection and advanced security against malware threats. It includes a secure VPN for browsing anonymously and securely, dark web monitoring to keep your personal information safe, and a PC cloud backup to protect important files. With pre-paid subscription and auto-renewal, you won't have any service disruption. Norton 360 Deluxe 2023 has received positive reviews for its ease of installation, effectiveness in protecting devices, and long-standing reputation. However, some users have mentioned issues related to advertisement interruptions and customer support. Overall, it is considered a reliable security product by many customers.
Key Features
- ONGOING PROTECTION for up to 5 devices
- REAL-TIME THREAT PROTECTION against malware
- SECURE VPN for anonymous browsing
- DARK WEB MONITORING for personal information
- 50GB Secure pc cloud backup
- PRE-PAID SUBSCRIPTION with auto-renewal
- Easy installation and simple file scanning
- Trusted security software with a long-standing reputation
Specifications
Pros
- Provides ongoing protection for multiple devices
- Effective in protecting against malware threats
- Includes VPN for secure browsing
- Dark web monitoring adds an extra layer of security
- 50GB PC cloud backup helps prevent data loss
- Pre-paid subscription with auto-renewal ensures continuous service
Cons
- Advertisement interruptions in the software
- Issues with Norton customer support
- Login process can be challenging
- Lack of visibility for password errors
Norton 360 Deluxe 2023 is a reliable antivirus software that offers comprehensive protection for up to 5 devices. It has proven to be effective in safeguarding against malware threats, providing a secure VPN for anonymous browsing, and monitoring personal information on the dark web. The inclusion of a PC cloud backup adds an extra layer of protection against data loss. While some users have experienced issues with advertisement interruptions and customer support, the overall performance and reputation of Norton 360 Deluxe 2023 make it a popular choice among customers. If you are looking for a trusted security solution for your devices, Norton 360 Deluxe 2023 is worth considering.
Overall Score: 8/10
The Molekaus Check Registers offer a practical alternative to a traditional bank checkbook. With this checkbook register, you can easily manage your check account balance, track your transaction activity, and achieve your financial goals. The increased line spacing and extra print lines provide more space to record details accurately. The stitched PU leather cover ensures durability, and the hardcover design allows the book to lay flat at 180°. The check register also includes a pen holder, an elastic band, a bookmark, and a pocket for storing checks and receipts. With its A5 size and portable design, you can conveniently keep track of your finances wherever you go. The Molekaus Check Registers are available in a sleek black color and come with excellent after-sales support.
Key Features
- Alternative to bank checkbook
- More space for recording
- Practical design
- Easy to carry
- After-sales
Specifications
- Color: Black
- Size: A5 (5.8" x 8.3")
Pros
- Ample space to record transactions
- Stylish and durable hardcover design
- Comes with a pen holder and pocket for checks/receipts
- Easy to carry around
- Responsive after-sales service
Cons
- Small column spaces
- Limited room for detailed descriptions
Overall, the Molekaus Check Registers are a stylish and practical solution for managing your personal or business finances. With ample space for recording transactions and a durable design, these checkbook registers offer convenience and reliability. The after-sales support is commendable, ensuring customer satisfaction. However, the small column spaces and limited room for detailed descriptions may be a drawback for some users. If you prefer a compact and efficient way to track payments and deposits, the Molekaus Check Registers are a great choice. With a strong customer rating and positive reviews, it’s clear that many customers find this product to be a valuable tool for maintaining their financial records.
Buyer's Guide: Personal Finance Software
When it comes to managing your personal finances, having the right software can make all the difference. With so many options available, it can be overwhelming to choose the best one for your needs. But fear not! We're here to help you navigate through this sea of choices and find the perfect personal finance software that suits you like a well-tailored suit. So buckle up and get ready to take control of your finances!
Why Use Personal Finance Software?
Using personal finance software can be a game-changer for your financial journey. It provides various functionalities that simplify the management of your money, giving you a clearer picture of your financial health. Here's what personal finance software can do for you:
- Manage Transactions: Track your income, expenses, and investments in a single place, ensuring nothing slips through the cracks.
- Budgeting Made Easy: Set budgets, monitor your spending, and stay on top of your financial goals effortlessly.
- Automated Bill Payments: Never miss another bill payment by setting up automatic reminders and payments.
- Financial Goal Tracking: Visualize your progress towards your savings goals, whether it's buying a house or going on a dream vacation.
- Reconcile Accounts: Reconcile your bank and credit card statements with ease, ensuring accuracy and preventing any surprises.
- Generate Reports: Gain insights into your spending habits, identify trends, and make informed financial decisions.
- Tax Preparation: Some personal finance software can even help you organize your financial information for tax season, making it a stress-free process.
Key Features to Consider
Now that you've seen the benefits, let's dive into the essential features you should consider when choosing personal finance software:
- Compatibility: Ensure the software is compatible with your operating system (Windows, macOS, Linux, etc.) and any devices you plan to access it from (computer, smartphone, tablet).
- User-Friendly Interface: A user-friendly and intuitive interface can make your financial management experience enjoyable. Look for software that is easy to navigate and understand.
- Bank and Credit Card Integration: The ability to synchronize your bank and credit card accounts with the software is a crucial feature. It saves you time by automatically importing transactions and keeping your accounts up-to-date.
- Budgeting Tools: Effective budgeting is the backbone of financial management. Look for software that offers flexible budgeting features, such as the ability to set spending limits, track progress, and monitor categories.
- Security and Privacy: Ensure the software employs robust security measures, like encryption and two-factor authentication, to protect your financial data from unauthorized access.
- Automated Expense Categorization: Save time by choosing software that automatically categorizes your expenses based on transaction history. This feature streamlines the process of tracking and analyzing your spending patterns.
- Goal Tracking: If you have financial goals you want to achieve, consider software that allows you to set and track progress towards these goals. Visual representations, reminders, and progress indicators can motivate and keep you on track.
- Financial Reporting: Generating reports is a valuable feature for understanding your overall financial health. Look for the ability to generate customizable reports, such as income vs. expenses, net worth, and investment performance.
Frequently Asked Questions about 13 Amazing Personal Finance Software for 2023
Absolutely! Personal finance software is designed to cater to users of all levels, including beginners. Look for software with an intuitive interface and guided setup processes to help you get started smoothly.
Many personal finance software options offer cloud syncing, allowing you to access your data from multiple devices seamlessly. Just ensure the software you choose supports the devices you intend to use.
The security of personal finance software varies, but reputable options employ robust security measures to protect your data. Look for features like encryption, secure connections, and two-factor authentication to ensure your information remains safe.
Certain personal finance software options offer features to assist with tax preparation. They can help organize your financial information, track deductible expenses, and generate reports to streamline the tax filing process.
Personal finance software can be a worthwhile investment, particularly if it helps you gain control over your finances and achieve your financial goals. Consider your specific needs and priorities when evaluating the potential value of the software.
It’s essential to update your personal finance software regularly to ensure you have the latest features, bug fixes, and security enhancements. Check for updates periodically or configure automatic updates if available.
While personal finance software primarily focuses on individual finances, some options offer expanded features for small business accounting. If you have a small business, ensure the software you choose has adequate capabilities for your business needs.
